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Credit Card Basics You Should Know

A credit card allows cardholders to purchase things with money borrowed from a bank. It's a tool for short-term borrowing which enables users to pay first, repay later and get valuable rewards and perks if it's used responsibly. To apply for a credit card, you need to fill in all of your information to the bank including your full name, birth date, physical address, social security number, and an estimate of your annual income...

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5 Common Credit Card Mistakes to Avoid for First Users

Credit cards can help users to establish credit and make purchasing for things a little easier. However, having a credit card also require users to take a huge responsibility for it. Mismanagement of the credit cards will only end up increasing the cost of the credit cards and getting easily into debts. There are several mistakes that many users tend to commit when using credit cards.

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How to Get a Credit Card with Bad Credit

There will be few options for credit cards for those people with bad credit since few credit card companies like to take the risk of offering a credit card to people who might not be able to pay off the bills. The lower your credit score is, the more time it will take you to get approved. Compared to people with excellent credit scores, choices of credit cards will be fewer for you...

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