Balance Transfer Credit Cards

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A balance transfer means that people can transfer from one credit card of the balance to another with a lower rate. As its name suggests, the balance transfer credit card is a credit card used to avoid the higher interest fee for consumers to make the balance transfer. Different credit cards require different balance transfer fee which is the charge used for transferring the balance from one credit card to another. However, some balance transfer cards don’t need the transfer fees. In the long term, the balance transfer absolutely will improve your credit. Besides, it’s a good idea to transfer the credit card balance when you’ve been bothered by the card debt or you have to pay the minimum monthly amount. Scroll down to find your perfect balance transfer credit card.
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Purchases Intro APR See Terms for 15 billing cycles
Balance Transfers Intro APR See Terms for 15 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
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Purchases Intro APR 0%* for 21 months*
Balance Transfers Intro APR 0%* for 21 months*
Regular APR 14.49% - 24.49% (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Purchases Intro APR 0% for 15 months
Balance Transfers Intro APR 0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR 13.74% Variable
Annual Fee $0
Credit Needed Excellent
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Purchases Intro APR 0%* for 21 months*
Balance Transfers Intro APR 0%* for 21 months*
Regular APR 13.49% - 23.49%* (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 15.74%–24.49%
Annual Fee $0
Credit Needed Good, Excellent
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Purchases Intro APR 0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR 0% Intro APR on Balance Transfers for 15 months
Regular APR 18.49% - 27.99% Variable
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
Purchases Intro APR 0% on purchases for 15 months
Balance Transfers Intro APR 0% on balance transfers for 15 months
Regular APR 19.74%-28.74% Variable
Annual Fee $0
Credit Needed Good to Excellent
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Purchases Intro APR 0% intro APR for 12 months from account opening on purchases
Balance Transfers Intro APR 0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR 18.74%, 24.74%, or 28.74% Variable APR
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
Purchases Intro APR N/A
Balance Transfers Intro APR 0% intro for 18 months on Balance Transfers
Regular APR 17.74% - 27.74% (Variable)
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
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Purchases Intro APR 0% intro APR for 21 months from account opening on purchases
Balance Transfers Intro APR 0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR 17.74%, 24.24%, or 28.49% Variable APR
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
Purchases Intro APR 0% on purchases for 12 months
Balance Transfers Intro APR 0% on balance transfers for 12 months
Regular APR 19.74%-28.74% Variable
Annual Fee $0 intro annual fee for the first year, then $95.
Credit Needed Good to Excellent
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