Points Rewards Credit Cards

Points reward credit cards accumulate points every time you make a purchase. Reward points can be redeemed for various items like merchandise, airfare, hotel stays, gift cards, cash back, and more. To help you choose the perfect points reward card out of your needs, here we've gathered all the best points reward credit cards with detailed descriptions. You can apply the credit card you choose by completing a secure online application right here.
Card Name Citi ThankYou® Preferred Card
Purchases Intro APR 0%* for 12 months*
Balance Transfers Intro APR 0%* for 12 months*
Regular APR 14.49% - 24.49%* (Variable)
Annual Fee $0*
Credit Needed Excellent
Card Name The Amex EveryDay® Credit Card from American Express
Purchases Intro APR 0% on Purchases for 12 months
Balance Transfers Intro APR 0% on Balance Transfers for 12 months
Regular APR 13.99%-23.99% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name BankAmericard Travel Rewards® Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR N/A
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name JetBlue Plus Card
Purchases Intro APR N/A
Balance Transfers Intro APR 0% for 12 months (on balance transfers made within 45 days of account opening)
Regular APR 12.74%, 20.74% or 25.74% Variable
Annual Fee $99
Credit Needed Excellent
Card Name Amtrak Guest Rewards® World Mastercard®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR See Terms
Annual Fee $79
Credit Needed Good, Excellent
Card Name USAA Rewards™ Visa Signature®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Rewards™ American Express® Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name GM BuyPower Card from Capital One®
Purchases Intro APR 0% intro on purchases for 12 months
Balance Transfers Intro APR N/A
Regular APR 13.90% - 23.90% (V)
Annual Fee $0
Credit Needed Good, Excellent
Card Name Navy Federal Credit Union GO REWARDS®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.24%-18.00% variable
Annual Fee $0
Credit Needed Good
Card Name Chevrolet BuyPower Card from Capital One®
Purchases Intro APR 0% intro on purchases for 12 months
Balance Transfers Intro APR N/A
Regular APR 13.90% - 23.90% (V)
Annual Fee $0
Credit Needed Good, Excellent
Card Name The Platinum Card® from American Express
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR N/A
Annual Fee $550
Credit Needed Good, Excellent
Card Name Premier Rewards Gold Card from American Express
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR N/A
Annual Fee Introductory annual fee of $0 for the first year, then $195.
Credit Needed Good, Excellent
Card Name MasterCard® Black Card™
Purchases Intro APR N/A
Balance Transfers Intro APR 0% for 15 months
Regular APR 15.74% Variable
Annual Fee $495
Credit Needed Excellent
Card Name The Business Gold Rewards Card from American Express OPEN
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR N/A
Annual Fee $0 introductory annual fee for the first year, then $175
Credit Needed Excellent
Card Name MasterCard® Titanium Card™
Purchases Intro APR N/A
Balance Transfers Intro APR 0% for 15 months
Regular APR 15.74% Variable
Annual Fee $195
Credit Needed Excellent
Card Name MasterCard® Gold Card™
Purchases Intro APR N/A
Balance Transfers Intro APR 0% for 15 months
Regular APR 15.74% Variable
Annual Fee $995
Credit Needed Excellent
Card Name Hilton Honors™ Surpass® Card from American Express
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 16.24%-20.24% Variable
Annual Fee $75
Credit Needed Good, Excellent
Card Name Gold Delta SkyMiles® Credit Card from American Express
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 16.74%-25.74% Variable
Annual Fee $0 introductory annual fee for the first year, then $95.
Credit Needed Good, Excellent
Card Name Platinum Delta SkyMiles® Credit Card from American Express
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 16.74%-25.74% Variable
Annual Fee $195
Credit Needed Excellent
Card Name The Business Platinum® Card from American Express OPEN
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR N/A
Annual Fee $450
Credit Needed Excellent
Card Name Business Green Rewards Card from American Express OPEN
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR N/A
Annual Fee $0 introductory annual fee for the first year, then $95
Credit Needed Excellent