Low Interest Credit Cards

The low-interest card will be most suitable for people who need to pay the balance from month to month since it could help save quite a part of the money on monthly payments. Some low-interest credit cards may have a low, ongoing rate, while others come with a 0% introductory rate. A low-interest credit card can save you most on interest if you need to pay the debt or decide to make a big purchase. However, people need to remember to keep a good to excellent credit rating due to the requirements of this kind of credit card. Here we’ve offered the top picks for some best low-interest credit cards. Check, compare and find the one which can save you most.
Card Name BankAmericard® Credit Card
Purchases Intro APR See Terms for 15 billing cycles
Balance Transfers Intro APR See Terms for 15 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name Citi Simplicity® Card
Purchases Intro APR 0%* for 21 months*
Balance Transfers Intro APR 0%* for 21 months*
Regular APR 14.49% - 24.49% (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Card Name Citi® Double Cash Card
Purchases Intro APR N/A
Balance Transfers Intro APR 0% for 18 months*
Regular APR 14.49% - 24.49%* (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Card Name Barclaycard Ring™ Mastercard®
Purchases Intro APR 0% for 15 months
Balance Transfers Intro APR 0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR 13.74% Variable
Annual Fee $0
Credit Needed Excellent
Card Name Citi® Diamond Preferred® Card
Purchases Intro APR 0%* for 21 months*
Balance Transfers Intro APR 0%* for 21 months*
Regular APR 13.49% - 23.49%* (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Card Name Blue Cash Everyday® Card from American Express
Purchases Intro APR 0% on Purchases for 12 months
Balance Transfers Intro APR 0% on Balance Transfers for 12 months
Regular APR 13.99%-24.99% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name Chase Freedom Unlimited℠
Purchases Intro APR 0% for 15 months
Balance Transfers Intro APR 0% for 15 months
Regular APR 15.74% - 24.49% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name Citi ThankYou® Preferred Card
Purchases Intro APR 0%* for 12 months*
Balance Transfers Intro APR 0%* for 12 months*
Regular APR 14.49% - 24.49%* (Variable)
Annual Fee $0*
Credit Needed Excellent
Card Name BankAmericard Cash Rewards™ Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR See Terms for 12 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name NHL® Discover it® Card
Purchases Intro APR 0% for 14 months
Balance Transfers Intro APR 0% for 14 months
Regular APR 11.74% - 23.74% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name The Amex EveryDay® Credit Card from American Express
Purchases Intro APR 0% on Purchases for 12 months
Balance Transfers Intro APR 0% on Balance Transfers for 12 months
Regular APR 13.99%-23.99% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name MLB™ BankAmericard Cash Rewards™ Mastercard®
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR See Terms for 12 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name BankAmericard Travel Rewards® Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR N/A
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name JetBlue Plus Card
Purchases Intro APR N/A
Balance Transfers Intro APR 0% for 12 months (on balance transfers made within 45 days of account opening)
Regular APR 12.74%, 20.74% or 25.74% Variable
Annual Fee $99
Credit Needed Excellent
Card Name Susan G. Komen® Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR See Terms for 12 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name Amtrak Guest Rewards® World Mastercard®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR See Terms
Annual Fee $79
Credit Needed Good, Excellent
Card Name Capital One® Quicksilver® Cash Rewards Credit Card
Purchases Intro APR 0% intro on purchases for 9 months
Balance Transfers Intro APR 0% intro on balance transfers for 9 months
Regular APR 13.99% - 23.99% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name Capital One® Venture® Rewards Credit Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 13.99% - 23.99% (Variable)
Annual Fee $0 intro for first year; $59 after that
Credit Needed Good, Excellent
Card Name USAA Rate Advantage Platinum Visa®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 7.90%-24.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Rewards™ Visa Signature®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name Blue Cash Preferred® Card from American Express
Purchases Intro APR 0% on Purchases for 12 months
Balance Transfers Intro APR 0% on Balance Transfers for 12 months
Regular APR 13.99%-24.99% Variable
Annual Fee $95
Credit Needed Good, Excellent
Card Name USAA Rewards™ American Express® Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name Capital One® VentureOne® Rewards Credit Card
Purchases Intro APR 0% intro on purchases for 12 months
Balance Transfers Intro APR N/A
Regular APR 12.99% - 22.99% (Variable)
Annual Fee $0
Credit Needed Good, Excellent