BankAmericard® Credit Card

Card details
on Capital One's secure website
4.9, 1745 votes
Card details
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO┬« Score for free within Online Banking or your Mobile Banking app
Purchases Intro APR See Terms for 15 billing cycles
Balance Transfers Intro APR See Terms for 15 billing cycles
Regular APR See Terms
Annual Fee $0
Recommended credit score
690 850 Good, Excellent
Our Review
  • 15-month 0% introductory period
  • No balance transfer fee for the first 60 days
  • No annual fee

The BankAmericard Credit Card offers a long 15-month 0% introductory period and the lowest on-going rate at 12.99% - 22.99%.


The BankAmericard card offers no 0 percent APR on purchases, so cardholders mainly use this card to transfer balance. Moreover, you need to pay 3% of the amount transferred or $10 transfer fee after the first 60 days. The card also charges low-credit users with a high 21.74% APR.


The BankAmericard Credit Card will save you a lot of in interest and fees if you have a large debt to pay. It's not a good option for people with low credit score.