No Annual Fee Credit Cards

If you apply for credit cards for occasional use, then credit cards with no annual fee can be excellent choices since it won’t cost you a penny to keep the account open. Moreover, some none-annual-fee cards come with low-interest rate and generous rewards. One thing needs attention is that some cards charge no annual fee for the first year, but start to charge in the following years. Check out thees best fee-free cards and choose one that suits your needs the best.
Card Name BankAmericard® Credit Card
Purchases Intro APR See Terms for 15 billing cycles
Balance Transfers Intro APR See Terms for 15 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name Citi Simplicity® Card
Purchases Intro APR 0%* for 21 months*
Balance Transfers Intro APR 0%* for 21 months*
Regular APR 14.49% - 24.49% (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Card Name Barclaycard Ring™ Mastercard®
Purchases Intro APR 0% for 15 months
Balance Transfers Intro APR 0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR 13.74% Variable
Annual Fee $0
Credit Needed Excellent
Card Name Citi® Diamond Preferred® Card
Purchases Intro APR 0%* for 21 months*
Balance Transfers Intro APR 0%* for 21 months*
Regular APR 13.49% - 23.49%* (Variable)
Annual Fee $0*
Credit Needed Good, Excellent
Card Name Citi ThankYou® Preferred Card
Purchases Intro APR 0%* for 12 months*
Balance Transfers Intro APR 0%* for 12 months*
Regular APR 14.49% - 24.49%* (Variable)
Annual Fee $0*
Credit Needed Excellent
Card Name BankAmericard Cash Rewards™ Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR See Terms for 12 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name NHL® Discover it® Card
Purchases Intro APR 0% for 14 months
Balance Transfers Intro APR 0% for 14 months
Regular APR 11.74% - 23.74% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name The Amex EveryDay® Credit Card from American Express
Purchases Intro APR 0% on Purchases for 12 months
Balance Transfers Intro APR 0% on Balance Transfers for 12 months
Regular APR 13.99%-23.99% Variable
Annual Fee $0
Credit Needed Good, Excellent
Card Name MLB™ BankAmericard Cash Rewards™ Mastercard®
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR See Terms for 12 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name BankAmericard Travel Rewards® Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR N/A
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name Susan G. Komen® Credit Card
Purchases Intro APR See Terms for 12 billing cycles
Balance Transfers Intro APR See Terms for 12 billing cycles
Regular APR See Terms
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Rate Advantage Platinum Visa®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 7.90%-24.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Rewards™ Visa Signature®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Rewards™ American Express® Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Limitless™ Cashback Rewards Visa Signature® Credit Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 14.90%-20.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Cashback Rewards Plus American Express® Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 12.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name GM BuyPower Card from Capital One®
Purchases Intro APR 0% intro on purchases for 12 months
Balance Transfers Intro APR N/A
Regular APR 13.90% - 23.90% (V)
Annual Fee $0
Credit Needed Good, Excellent
Card Name USAA Preferred Cash Rewards Visa Signature®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 12.90%-26.90% (Variable)
Annual Fee $0
Credit Needed Good, Excellent
Card Name Costco Anywhere Visa® Card by Citi
Purchases Intro APR 0%* for 7 months on Purchases*
Balance Transfers Intro APR N/A
Regular APR 16.24* (Variable)
Annual Fee $0
Credit Needed Excellent
Card Name Navy Federal Credit Union GO REWARDS®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.24%-18.00% variable
Annual Fee $0
Credit Needed Good
Card Name Chevrolet BuyPower Card from Capital One®
Purchases Intro APR 0% intro on purchases for 12 months
Balance Transfers Intro APR N/A
Regular APR 13.90% - 23.90% (V)
Annual Fee $0
Credit Needed Good, Excellent
Card Name Discover it® Secured Card
Purchases Intro APR N/A
Balance Transfers Intro APR 10.99% for 6 months
Regular APR 23.74% Variable
Annual Fee $0
Credit Needed No Credit, Bad, Average
Card Name Chase Slate® Credit Card
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 15.74%–24.49%
Annual Fee $0
Credit Needed Good, Excellent
Card Name BankAmericard Cash Rewards Credit Card for Students
Purchases Intro APR 0% for 12 billing cycles
Balance Transfers Intro APR 3% of each transaction (minimum $10)
Regular APR 13.99% - 23.99%
Annual Fee $0
Credit Needed Average
Card Name Capital One Savor Cash Rewards Credit Card
Purchases Intro APR 0% intro on purchases for 12 months
Balance Transfers Intro APR 0% intro on balance transfers for 12 months
Regular APR 18.74% - 28.74% (Variable)
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
Card Name Blue Cash Everyday® Card from American Express
Purchases Intro APR 0% on purchases for 15 months
Balance Transfers Intro APR 0% on balance transfers for 15 months
Regular APR 19.74%-28.74% Variable
Annual Fee $0
Credit Needed Good to Excellent
Card Name Discover it® Cash Back
Purchases Intro APR 0% intro APR for 15 months
Balance Transfers Intro APR 0% intro APR for 15 months
Regular APR 17.74% - 26.74% Variable APR
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
Card Name Wells Fargo Active Cash® Card
Purchases Intro APR 0% intro APR for 12 months from account opening on purchases
Balance Transfers Intro APR 0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR 18.74%, 24.74%, or 28.74% Variable APR
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)
Card Name Capital One VentureOne Rewards Credit Card
Purchases Intro APR 0% intro on purchases for 15 months
Balance Transfers Intro APR 0% intro on balance transfers for 15 months
Regular APR 18.74% - 28.74% (Variable)
Annual Fee $0
Credit Needed 670-850 (Good to Excellent)