Chase Freedom Unlimited®

Why This Card is for You?

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.49% - 27.99%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC

Benifits

The Chase Freedom Unlimited® is a great all-purpose card to earn elevated rewards rates on purchases and quickly boost your rewards balance, since it pairs well with Chase Ultimate Rewards cards.

Pros

Easy to earn rewards with bonus categories and flat-rate cash back

Rewards combine with premium Chase Ultimate Rewards cards to unlock more value through travel redemptions and partners

Strong intro APR offer

Cons

3% foreign transaction fee

Flat rate falls short of other flat-rate rewards cards

Summary

The Chase Freedom Unlimited® card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.