Reward Credit Cards
A great rewards card can earn you cash back, presents, travel rewards and other stuff with every purchase you make. For people who don't have a monthly credit card debt, rewards credit cards are perfect choices. But for people who carry a balance month-to-month, a rewards credit card will make you pay much more interest since this kind of cards often come with a high interest rate. Rewards credit cards require a good to excellent credit rating for people wanting cards. To help you narrow down the best reward credit card, we list some great rewards card with different features and benefits.
Card Name
Citi ThankYou® Preferred Card
Purchases Intro APR
0%* for 12 months*
Balance Transfers Intro APR
0%* for 12 months*
Regular APR
14.49% - 24.49%* (Variable)
Annual Fee
$0*
Credit Needed
Excellent
Card Name
BankAmericard Cash Rewards™ Credit Card
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
NHL® Discover it® Card
Purchases Intro APR
0% for 14 months
Balance Transfers Intro APR
0% for 14 months
Regular APR
11.74% - 23.74% Variable
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
0% on Purchases for 12 months
Balance Transfers Intro APR
0% on Balance Transfers for 12 months
Regular APR
13.99%-23.99% Variable
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
N/A
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
JetBlue Plus Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 12 months (on balance transfers made within 45 days of account opening)
Regular APR
12.74%, 20.74% or 25.74% Variable
Annual Fee
$99
Credit Needed
Excellent
Card Name
Susan G. Komen® Credit Card
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
Amtrak Guest Rewards® World Mastercard®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
See Terms
Annual Fee
$79
Credit Needed
Good, Excellent
Card Name
USAA Rewards™ Visa Signature®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.90%-26.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
USAA Rewards™ American Express® Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.90%-26.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
14.90%-20.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
12.90%-26.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
GM BuyPower Card from Capital One®
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
13.90% - 23.90% (V)
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
12.90%-26.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
Costco Anywhere Visa® Card by Citi
Purchases Intro APR
0%* for 7 months on Purchases*
Balance Transfers Intro APR
N/A
Regular APR
16.24* (Variable)
Annual Fee
$0
Credit Needed
Excellent
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
13.90% - 23.90% (V)
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
Discover it® Secured Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
10.99% for 6 months
Regular APR
23.74% Variable
Annual Fee
$0
Credit Needed
No Credit, Bad, Average
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
See Terms
Annual Fee
$75
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.24%-20.24% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.
Credit Needed
Good, Excellent
Card Name
The Platinum Card® from American Express
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$550
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
Introductory annual fee of $0 for the first year, then $195.
Credit Needed
Good, Excellent
Card Name
MasterCard® Black Card™
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 15 months
Regular APR
15.74% Variable
Annual Fee
$495
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.24% - 20.24% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$0 introductory annual fee for the first year, then $175
Credit Needed
Excellent
Card Name
MasterCard® Titanium Card™
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 15 months
Regular APR
15.74% Variable
Annual Fee
$195
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
24.99% (Variable)
Annual Fee
$39
Credit Needed
Average
Card Name
MasterCard® Gold Card™
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 15 months
Regular APR
15.74% Variable
Annual Fee
$995
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.24%-20.24% Variable
Annual Fee
$75
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.74%-25.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.74%-25.74% Variable
Annual Fee
$195
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$450
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$0 introductory annual fee for the first year, then $95
Credit Needed
Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$0 introductory annual fee your first year, then $250
Credit Needed
Excellent
Purchases Intro APR
0% on Purchases for 9 months
Balance Transfers Intro APR
N/A
Regular APR
13.24% - 20.24% Variable
Annual Fee
$0
Credit Needed
Excellent
Card Name
GMC BuyPower Card from Capital One®
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
13.90% - 23.90% (V)
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
19.74% - 28.74% (Variable)
Annual Fee
$395
Credit Needed
740-850 (Excellent)
Card Name
Chase Freedom Unlimited®
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
18.49% - 27.99% Variable
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
Card Name
Capital One Venture Rewards Credit Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
19.74% - 28.74% (Variable)
Annual Fee
$95
Credit Needed
670-850 (Good to Excellent)
Card Name
American Express® Gold Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
See Pay Over Time APR
Annual Fee
$325
Credit Needed
Good to Excellent
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
0% intro on balance transfers for 12 months
Regular APR
18.74% - 28.74% (Variable)
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
Card Name
Chase Sapphire Preferred® Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
19.49% - 27.74% Variable
Annual Fee
$95
Credit Needed
670-850 (Good to Excellent)
Card Name
American Express Platinum Card®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
See Pay Over Time APR
Annual Fee
$895
Credit Needed
Good to Excellent
Purchases Intro APR
0% on purchases for 15 months
Balance Transfers Intro APR
0% on balance transfers for 15 months
Regular APR
19.74%-28.74% Variable
Annual Fee
$0
Credit Needed
Good to Excellent
Card Name
Citi Strata Premier® Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
19.74% - 27.74% (Variable)
Annual Fee
$95
Credit Needed
670-850 (Good to Excellent)
Card Name
Discover it® Cash Back
Purchases Intro APR
0% intro APR for 15 months
Balance Transfers Intro APR
0% intro APR for 15 months
Regular APR
17.74% - 26.74% Variable APR
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
18.74% - 28.74% (Variable)
Annual Fee
$0
Credit Needed
(No Credit History)
Card Name
Wells Fargo Autograph® Card
Purchases Intro APR
0% intro APR for 12 months from account opening on purchases
Balance Transfers Intro APR
N/A
Regular APR
18.74%, 24.74%, or 28.74% Variable APR
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
Card Name
Wells Fargo Active Cash® Card
Purchases Intro APR
0% intro APR for 12 months from account opening on purchases
Balance Transfers Intro APR
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR
18.74%, 24.74%, or 28.74% Variable APR
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
Purchases Intro APR
0% intro on purchases for 15 months
Balance Transfers Intro APR
0% intro on balance transfers for 15 months
Regular APR
18.74% - 28.74% (Variable)
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)