Secured Credit Cards

A secured credit card is a kind of credit card which is backed by a savings account used as collateral on credit available with the card. It acts as a tool to help you build your credit history. For instance, if you have had some problems getting approved for an unsecured card before, then the secured card will be proper for you. However, you need to deposit at least $300-$500 which varies by card to have the credit of equalling with the deposit amount or some percentage more than the amount. Compare the selections of secured credit cards we’ve listed and pick one you like.
Card Name Discover it® Secured Card
Purchases Intro APR N/A
Balance Transfers Intro APR 10.99% for 6 months
Regular APR 23.74% Variable
Annual Fee $0
Credit Needed No Credit, Bad, Average
Card Name UNITY® Visa Secured Credit Card
Purchases Intro APR N/A
Balance Transfers Intro APR 9.95% for 6 months
Regular APR 17.99% (Fixed)
Annual Fee $39
Credit Needed Bad
Card Name Citi® Secured Mastercard®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 23.49%* (Variable)
Annual Fee $0
Credit Needed No Credit
Card Name USAA Secured Card® Platinum Visa®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $35
Credit Needed Bad
Card Name USAA Secured Card® American Express®
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 10.90%-26.90% (Variable)
Annual Fee $35
Credit Needed Bad
Card Name The Secured Visa® from Merrick Bank
Purchases Intro APR N/A
Balance Transfers Intro APR N/A
Regular APR 18.20% (Variable)
Annual Fee $36
Credit Needed Bad