Barclaycard Ring™ Mastercard®

Card details
barclaycard-ring-mastercard
on Capital One's secure website
4.9, 1948 votes
Card details
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO┬« Credit Score
Purchases Intro APR 0% for 15 months
Balance Transfers Intro APR 0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR 13.74% Variable
Annual Fee $0
Recommended credit score
720 850 Excellent
Our Review
Benifits
  • 0% on Balance Transfers & Purchases for 15 months
  • No balance transfer fee
  • No penalty fees
  • No annual fee
Pros

The Barclaycard Ring Mastercard combines an introductory 0% APR period with no balance transfer fees forever. You won't be charged with penalty fees or annual fees.

Cons

You are not allowed to transfer balances from other Barclaycard products. To get approved for this card, you need to keep an excellent credit.

Summary

For people who have excellent credit, the Barclaycard Ring Mastercard proves to be cost-effective since you can pay your debt interest-free and fee-free.