Wells Fargo Cash Back CollegeSM Card

Card details
on Capital One's secure website
4.8, 1791 votes
Card details
  • 0% APR on new purchases and balance transfers for 6 months
  • 12.15% to 22.15% ongoing APR, based on your creditworthiness
  • 3% cash rewards on gas, grocery, drugstore for first six months
  • 1% cash rewards on virtually all other net purchases
  • Extra cash rewards earning potential and deals at your favorite stores when you shop our Earn More Mall
  • No annual fee
Purchases Intro APR 0% for 6 months
Balance Transfers Intro APR 0% for 6 months
Regular APR 12.15% - 22.15% Variable
Annual Fee $0
Recommended credit score
630 689 Average
Our Review
  • 0% APR for 6 months
  • Generous intro cash back rewards
  • Flexible rewards redemption options
  • No annual fee

The Wells Fargo Cash Back Collegeā„  Card offers 0% APR on new purchases and balance transfers for 6 months, and then a variable ongoing rate from 12.15% to 22.15% based on your creditworthiness. You can earn 1% cash back rewards on all of your purchases. Moreover, for the first six months, you can earn 3% cash back reward on gas, grocery, drugstore. All the cash rewards are redeemed in $25 increments, and you can choose to have them deposited into your Wells Fargo account or apply the rewards as a credit to Wells Fargo products.


If you want to apply online, you need to open a checking account first with a minimum deposit of $25.


With a great 3% cash back bonus for the first six months and a comparatively low ongoing APR, the Wells Fargo Cash Back Collegeā„  Card is highly recommended for university students especially those who carry large balances.