BankAmericard Cash Rewards Credit Card for Students

Card details
on Capital One's secure website
4.7, 1614 votes
Card details
  • Start building your financial future—while earning more cash back for the things you buy most.
  • 1% cash back on purchases everywhere, every time.
  • 2% at grocery stores and wholesale clubs and 3% on gas, up to $2,500 in grocery/wholesale club/gas quarterly spend.
  • No annual fee.
  • No changing categories and no expiration on rewards.
  • $150 online cash rewards bonus if you make at least $500 in purchases in the first 90 days.
Purchases Intro APR 0% for 12 billing cycles
Balance Transfers Intro APR 3% of each transaction (minimum $10)
Regular APR 13.99% - 23.99%
Annual Fee $0
Recommended credit score
630 689 Average
Our Review
  • 1% cash back on all purchases
  • 3% cash back on gas
  • Bonus rewards in first 3 months
  • No annual fee
  • Long 0% APR period

Cardholders of BankAmericard Cash Rewards Card for Students can earn 3% cash back on gas and 2% at grocery stores and wholesale clubs for the first $2,500 spent per quarter, plus 1% cash back on the other purchases. Moreover, if you make $500 or more purchases in the first 90 days, you will be given $150 online cash rewards bonus. Every time you redeem cash back into your Bank of America® checking or savings account, you will get a 10% customer bonus. There's no annual fee and no expiration on rewards.


It charges a 29.99 percent penalty APR and a $37 late payment fee whenever cardholders miss a payment. Also, the 13.99% - 23.99% APR range is relatively high compared to other cards.


For cash-strapped students, this BankAmericard Cash Rewards card will definitely be a lifesaver with its large percent cash back rewards. But it's not a good choice for people carrying a big balance.