Wells Fargo Reflect® Card

4.8, 2426 votes

I WANT THIS CREDIT CARD

Why This Card is for You?

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0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.74%, 24.24%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
$0 annual fee.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

Benifits

This Wells Fargo card features one of the longest intro APR offers on the market. That nets you an industry-leading intro APR offer on purchases and qualifying balance transfers.

Pros

The intro rate extends to both purchases and qualified balance transfers.

There are a few additional benefits attached to the card, including access to My Wells Fargo Deals and up to $600 in cellphone protection against damage or theft (with a $25 deductible).

Cons

The balance transfer fee of 5% ($5 minimum) is higher than some other balance transfer cards.

The lack of traditional rewards does eat into the card’s long-term value.

Summary

Boasting one of the longest intro APR periods on the market, the Wells Fargo Reflect card could be a life-saver if you’re ready to chip away at high-interest debt.

I WANT THIS CREDIT CARD