Credit Cards for Bad Credit
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People with bad credit have limited options for credit cards and the possibilities of getting disapproved by banks or issuers are greater than others. Most credit cards with good benefits or low rates require an above fair credit score. A lot of companies refuse to provide credit line if the applicant doesn't have a deposit. But if you choose a right card and use it responsibly, the card may help you to rebuild your credit. Here are some popular cards for people with poor credit to choose from.
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Card Name
Discover it® Secured Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
10.99% for 6 months
Regular APR
23.74% Variable
Annual Fee
$0
Credit Needed
No Credit, Bad, Average
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Card Name
UNITY® Visa Secured Credit Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
9.95% for 6 months
Regular APR
17.99% (Fixed)
Annual Fee
$39
Credit Needed
Bad
Card Name
USAA Secured Card® Platinum Visa®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.90%-26.90% (Variable)
Annual Fee
$35
Credit Needed
Bad
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Card Name
USAA Secured Card® American Express®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.90%-26.90% (Variable)
Annual Fee
$35
Credit Needed
Bad
Card Name
The Secured Visa® from Merrick Bank
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
18.20% (Variable)
Annual Fee
$36
Credit Needed
Bad
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Card Name
Total VISA® Unsecured Credit Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Credit Needed
Bad, Average