Low Interest Credit Cards
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The low-interest card will be most suitable for people who need to pay the balance from month to month since it could help save quite a part of the money on monthly payments. Some low-interest credit cards may have a low, ongoing rate, while others come with a 0% introductory rate. A low-interest credit card can save you most on interest if you need to pay the debt or decide to make a big purchase. However, people need to remember to keep a good to excellent credit rating due to the requirements of this kind of credit card. Here we’ve offered the top picks for some best low-interest credit cards. Check, compare and find the one which can save you most.
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Card Name
BankAmericard® Credit Card
Purchases Intro APR
See Terms for 15 billing cycles
Balance Transfers Intro APR
See Terms for 15 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
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Card Name
Citi Simplicity® Card
Purchases Intro APR
0%* for 21 months*
Balance Transfers Intro APR
0%* for 21 months*
Regular APR
14.49% - 24.49% (Variable)
Annual Fee
$0*
Credit Needed
Good, Excellent
Card Name
Barclaycard Ring™ Mastercard®
Purchases Intro APR
0% for 15 months
Balance Transfers Intro APR
0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR
13.74% Variable
Annual Fee
$0
Credit Needed
Excellent
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Card Name
Citi® Diamond Preferred® Card
Purchases Intro APR
0%* for 21 months*
Balance Transfers Intro APR
0%* for 21 months*
Regular APR
13.49% - 23.49%* (Variable)
Annual Fee
$0*
Credit Needed
Good, Excellent
Card Name
Citi ThankYou® Preferred Card
Purchases Intro APR
0%* for 12 months*
Balance Transfers Intro APR
0%* for 12 months*
Regular APR
14.49% - 24.49%* (Variable)
Annual Fee
$0*
Credit Needed
Excellent
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Card Name
BankAmericard Cash Rewards™ Credit Card
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
NHL® Discover it® Card
Purchases Intro APR
0% for 14 months
Balance Transfers Intro APR
0% for 14 months
Regular APR
11.74% - 23.74% Variable
Annual Fee
$0
Credit Needed
Good, Excellent
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Purchases Intro APR
0% on Purchases for 12 months
Balance Transfers Intro APR
0% on Balance Transfers for 12 months
Regular APR
13.99%-23.99% Variable
Annual Fee
$0
Credit Needed
Good, Excellent
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
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Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
N/A
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
JetBlue Plus Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 12 months (on balance transfers made within 45 days of account opening)
Regular APR
12.74%, 20.74% or 25.74% Variable
Annual Fee
$99
Credit Needed
Excellent
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Card Name
Susan G. Komen® Credit Card
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
Amtrak Guest Rewards® World Mastercard®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
See Terms
Annual Fee
$79
Credit Needed
Good, Excellent
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Card Name
USAA Rate Advantage Platinum Visa®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
7.90%-24.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
USAA Rewards™ Visa Signature®
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.90%-26.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
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Card Name
USAA Rewards™ American Express® Card
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.90%-26.90% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Card Name
Chase Freedom Unlimited®
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
18.49% - 27.99% Variable
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
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Purchases Intro APR
0% on purchases for 15 months
Balance Transfers Intro APR
0% on balance transfers for 15 months
Regular APR
19.74%-28.74% Variable
Annual Fee
$0
Credit Needed
Good to Excellent
Card Name
Discover it® Cash Back
Purchases Intro APR
0% intro APR for 15 months
Balance Transfers Intro APR
0% intro APR for 15 months
Regular APR
17.74% - 26.74% Variable APR
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)
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Card Name
Discover it® Miles
Purchases Intro APR
0% Intro APR for 15 months
Balance Transfers Intro APR
0% Intro APR for 15 months
Regular APR
17.74% - 26.74% Variable APR
Annual Fee
$0
Credit Needed
670-850 (Good to Excellent)